Illinois woman charged with embezzling $600k from practice. Husband charged also.

A woman who worked as a receptionist and bookkeeper for an Arlington Heights dentist was charged with aggravated identity theft, financial fraud and theft for, authorities allege, stealing more than $600,000 from her employer over about six years beginning in 2009.

Charged along with Caren Irsuto, 56, was her husband Scott Irsuto, 58, who faces theft and financial fraud charges.

In setting Caren Irsuto’s bond at $600,000, Cook County Judge Marc Martin seemingly referenced the money authorities say she stole. Martin ordered Scott Irsuto held on $28,000 cash bail, the loss authorities attributed to him. Each must post the entire amount to be released from custody.

Caren Irsuto’s actions “had a devastating impact on the dental practice,” said Assistant Cook County State’s Attorney Karen Crothers, who described the dentist as a solo practitioner who noticed the theft in early 2016 after “an increase in business without a corresponding increase in revenue.”

He brought in a consultant and relieved Caren Irsuto of her duties, Crothers said.

On a subsequent Sunday when the office was closed, the dentist and his wife drove by the office and saw Caren and Scott Irsuto in the parking lot, Crothers said. When the dentist called Irsuto to ask why, she denied being there, Crothers said. The dentist never saw her again.

Meanwhile, an internal review showed “inconsistencies between accounts received and insurance reports,” Crothers said. The dentist eventually discovered Caren Irsuto failed to deposit 1,464 checks totaling $625,526.23, she said.

The checks, made out to the dental practice, came from 98 different insurers and dozens of patients, Crothers said. Each bore the endorsement of the dentist, who told authorities he did not sign any of the checks.

The defendants cashed the checks at currency exchanges, a gas station and a local bar or deposited them in a bank account, Crothers said, adding “it is believed the money ws used for a variety of things.”

Scott Irsuto next appears in court on March 27. Caren Irsuto appears in court on March 29.

Content retrieved from: https://www.dailyherald.com/news/20190320/employee-charged-with-stealing-600000-from-arlington-heights-dentist

Head of IT Department Accused of Embezzling $800k from California Non-profit Clinic

The former head of information technology at the nonprofit North County Health Services, which provides services to low-income people, pleaded not guilty Friday to siphoning nearly $800,000 from the organization.

Hector Ramos, 55, was charged with 49 counts related to the loss of the money, which authorities said happened over the course of eight months in 2015.

The Murrieta man faces 36 years in state prison if convicted of all charges, said Deputy District Attorney Anna Winn.

During Ramos’ arraignment in a Vista courtroom, his attorney, Thomas Warwick, said Ramos was “a very credible individual,” and had “lived a blameless life for 30 years.”

Warwick declined comment after the hearing.

According to Winn, North County Health Services hired Ramos — at an annual salary of $200,000 — to run its IT department in January 2015.

Winn said that Ramos created two fraudulent corporations, then submitted false invoices from those corporations to North County Health Services.

Winn said that Ramos would create a sense of urgency by telling staffers in the purchasing department that the entire computer system might shut down if the invoices were not quickly paid.

Ramos’ assistant grew suspicious, investigated the two corporations and found that Ramos was on the board. The assistant reported it to organization officials, according to Winn.

Winn said bank statements revealed that while the payments were made to Ramos’ companies, the records do not show purchases of computer equipment or software to match what North County Health Services had been billed.

Rather, she said, the bank statements show “lavish spending,” including international vacations and thousands of dollars in purchases from a wine website. Other spending was on cigars, clothing, and a $44,000 check written to a Porsche dealer, the prosecutor said.

Several employees attended Ramos’ arraignment, but declined to comment after the hearing.

Winn said that the loss of the money “was very demoralizing” to the organization’s employees, and that they had suffered a sense of betrayal.

Superior Court Judge David Danielsen set Ramos’ bail at $1 million, and granted Winn’s request that, should Ramos make bail, he must prove that the source of the money was not illegally obtained.

Aside from the criminal case, the clinic’s insurance company filed a civil suit against Ramos in July to recover nearly $800,000. That case is pending.

Content retrieved from: https://www.sandiegouniontribune.com/news/courts/sd-no-embezzle-arraignment-20171201-story.html

Prosperident nails another one — woman charged with defrauding Ontario dentist of $554,000

Niagara Regional Police say that officers began investigating a situation last November after they were contacted by a local dentist who suspected his General Manager was defrauding his Ridgeway dentistry practice.

As a result of their investigation, a St. Catharines woman is facing charges after allegedly defrauding her employer of over $554,000 and the NRP’s fraud unit put out a warrant for the suspect’s arrest.

Yesterday the suspect, 37 year old Jennifer Leslie, was arrested at the Rainbow Bridge crossing into Canada and is charged with fraud over $5,000 and laundering the proceeds of crime.

Leslie is being held in custody pending a bail hearing today, March 15 at the Robert S.K. Welch Courthouse in St. Catharines.

Content retrieved from: http://www.niagarabuzz.ca/2018/03/15/police-reports/fraud-st-catharines-woman-facing-charges/

Colorado woman admits to embezzling $500,000 from dental office

Update January 4, 2019 — Ms. Bernazzani was sentenced to four years in prison today.




A 49-year-old Durango woman has been arrested for embezzling an estimated $500,000 from her former employer at a local dentist office over a six-year period.

Robin Bernazzani was booked this week into the La Plata County Jail on felony charges of theft from Dental Associates of the Southwest. She is free on $25,000 bail.

Calls to Bernazzani were not returned. Her attorney, Richard Jaye, also did not return calls seeking comment.

Dental Associates of the Southwest, a group of three or four dentists located at 801 Florida Road, also did not return calls seeking comment. The dentist office’s attorney, Michael McLachlan, said he was unable to comment because the case is actively under investigation.

“Until the investigation is terminated, we do not feel it’s appropriate to comment at this time,” McLachlan said.

According to an arrest affidavit, Bernazzani stole an estimated $500,000 by using methods such as writing checks to herself or using a doctor’s credit cards to pay for personal bills and online shopping.

Durango police issued the arrest warrant Monday.

Court records show Bernazzani and her lawyer went to the dental offices on May 1 to confess she had been embezzling for up to six years.

On May 9, Bernazzani gave McLachlan and the dental office a written confession that explained “why and when she began to embezzle the money,” according to the arrest affidavit. She also took “full responsibility for committing the crime,” the affidavit says.

McLachlan notified Durango police of the situation on May 29.

On May 30, Bernazzani submitted a second confession letter that went into greater detail on how she stole the money, along with a more accurate estimate of how much money she stole.

Among the methods used, Bernazzani would write checks to herself or one of her business accounts by using a signature stamp or forging a dentist’s signature. She would then enter the amount in QuickBooks as an expense to a dental lab or supply company.

Bernazzani also used a dentist’s credit card to pay for personal bills or online shopping, entering her charges as a bulk payment to a dental supply company, the arrest affidavit says.

The affidavit doesn’t say how long Bernazzani worked at the dental office or what her job title was.

Court records show Dental Associates of the Southwest has hired an accounting firm to complete a forensic audit to confirm the loss suffered by the dental office.

Bernazzani was arrested on suspicion of theft between $100,000 and $1 million, a Class 3 felony. Bernazzani also has a Facebook page for her work as a real estate agent.

Bernazzani is out on a $25,000 personal recognizance bond, which means she did not have to post any money to get out of jail but could be ordered to pay the full amount if she violates the terms of her release.

Bernazzani’s attorney, Jaye, filed a motion Thursday to disqualify the District Attorney’s Office, saying District Attorney Christian Champagne is a patient of Dental Associates of the Southwest.

“It goes without saying that neither a prospective juror or a presiding judge would be allowed to sit in this particular matter were they patients of the dentists,” Jaye wrote.

“To lower the bar for the prosecutor seems anomalous, and not in the furtherance of a transparent judicial system.”

Content retrieved from: https://durangoherald.com/articles/231594

A repeat offender receives 21 month jail sentence

We previously wrote about Jill D’Angelo, who embezzled more than $475,000, HERE.

However, it appears that not everybody looks at our Hall of Shame, because after spending 41 months in prison, Jill has been at it again.  Here is a recent news article showing what Jill has been up to.  She has now joined an exclusive fraternity known as the Half Million Dollar Club.


Former dental clinic manager gets fed prison in second embezzlement case

A federal judge on Thursday told Jill Bowser that her drug addiction does not excuse her “outrageous conduct” of embezzlement and forging prescriptions and sent her away for 21 months.

U.S. District Judge Cathy Bissoon also tacked on another 10 months for violating probation in a previous embezzlement case.

Bowser is a former dental office manager from West Mifflin.

Twice she has victimized employers who trusted her.

She went to prison the first time, got out, got a new job under a different name and then did the same thing.

Her previous victim, Marjorie Leof, a Pleasant Hills dentist, took the stand and said Ms. Bowser has no respect for the law and doesn’t care about the pain she causes.

“Her narcissism won’t allow it,” she said.

Bowser, 51, pleaded guilty in August to embezzlement and narcotics charges. She stole $87,000 from Steel City Dental Associates in Turtle Creek. She also forged prescriptions for narcotic painkillers so she could sell them.

Bowser and her public defender, Sarah Levin, had hoped for probation and a treatment program to help her deal with a decade-long addiction to narcotics.

Prosecutors wanted jail time.

Assistant U.S. Attorney Shaun Sweeney said that when Bowser was convicted of the same crimes in 2012, she told a judge that she would “never again commit such a stupid, irresponsible and dishonest act.”

Then she did exactly that.

After she was hired at SCDA using a different name, Mr. Sweeney said, she forged and mailed an employment verification form on SCDA letterhead to her probation officer. The letter, purportedly from the owner of the practice, said Bowser was working there, deceiving the probation officer into believing that SCDA knew about her past and hired her anyway.

Bowser used her maiden name and not her married name, Jill D’Angelo, which she had used in the previous case.

Mr. Sweeney said prison is the only way to stop her.

“She undoubtedly would have continued to forge and embezzle for as long as she could get away with it,” he said. “Fortunately, however, the USPO and the FBI were able to put a stop to the defendant’s criminal activity before the defendant completely destroyed SCDA and caused more losses to the insurers.”

The judge agreed and U.S. marshals led Bowser away.

She initially came to the attention of the FBI last year when federal probation officers said they thought she was forging prescriptions again.

She had previously been the officer manager at Dr. Leof’s practice. She forged prescriptions under various dentists’ names to obtain more than 100 scripts for painkillers in her name or the names of relatives, according to the FBI.

Agents also found that she was diverting checks from insurance companies that were supposed to go to the practice’s bank account.

The FBI said she diverted 129 checks and stole $475,000 in all.

She was released from prison in 2016 and was still on probation when SCDA hired her, not realizing who she was.

Content retrieved from: https://www.post-gazette.com/news/crime-courts/2018/12/06/Dental-clinic-manager-Jill-Bowser-federal-prison-second-embezzlement-case/stories/201812060141

Maine woman receives 2-year sentence for embezzling more than $500,000 from dentist and physician

 

 

 

 

 

 

Update September 11, 2018:

A 46-year-old Scarborough woman was sentenced Friday in federal court to two years in prison and three years of supervised release for embezzling from two health care providers and for using the Social Security number of another person.

Judge John A. Woodcock Jr. from the U.S. District Court for the District of Maine also ordered Carrie Caporino (who also may go by the name Carrie Cole) to pay $549,469 in restitution, according to a news release from the office of U.S. Attorney Halsey B. Frank of the District of Maine.

Caporino pleaded guilty to the charges on April 30.

According to court records, between 2014 and November 2016, Caporino worked as the office manager for a southern Maine dental practice and embezzled more than $293,000 by using office credit cards for personal expenses, using the office checkbook to pay rent and other personal expenses and by making internet transfers from an office bank account to pay a personal credit card and her PayPal account.

Between December 2016 and 2017, Caporino was the office manager for a Falmouth physician and embezzled more than $255,000 from his practice by stealing checks mailed to the office by patients and insurance companies and then depositing them to her own bank accounts using her smartphone.

Court documents also stated that in January 2014, Caporino fraudulently used the Social Security number of a southern Maine resident on a health insurance application.

In announcing her sentence, Woodcock told Caporino that he found it particularly reprehensible that she victimized a dentist and a doctor, stating that her actions resulted in a “catastrophic victimization of two fine gentlemen who dedicated their lives to helping others.”

Both employers are now closed, according the U.S. Attorney’s news release.

Content retrieved from: http://www.mainebiz.biz/article/20180910/NEWS01/180919995


Original post:

A Scarborough woman pleaded guilty Monday to embezzling more than $500,000 from a dentist and a doctor.

Carrie Caporino, 46, entered the guilty pleas in U.S. District Court in Portland to two counts of embezzlement and one count of Social Security number fraud.

According to authorities, from 2014 to 2016, Caporino embezzled about $295,000 from a dental practice by putting personal charges on office credit cards, using money from the practice to pay a personal credit card bill and a PayPal account, and by writing office checks to cover personal bills, including her rent.

The dental practice, which is not named in court documents, has offices in Portland, Biddeford and Yarmouth.

In 2016 and 2017, federal officials said, Caporino embezzled about $253,000 from a Falmouth doctor by depositing checks intended for the doctor into her personal checking account. She also wrote unauthorized office checks to herself, authorities said.

The Falmouth physician is not identified by name in court documents and is only referred to as the “victim” by the FBI agent who investigated the case.

According to the charges, Caporino also used a Social Security number that was not assigned to her to apply for health insurance when she worked for the dentist.

She faces up to 10 years in prison on the embezzlement counts and up to five years on the Social Security count, along with fines of up to $250,000 on each count.

Content retrieved from: https://www.centralmaine.com/2018/04/30/scarborough-office-worker-pleads-to-embezzlement/

Stamford CT Dental Office Manager Sentenced to Prison for Defrauding Insurance Companies

Deirdre M. Daly, United States Attorney for the District of Connecticut, announced that ELENA ILIZAROV, 45, of Stamford, was sentenced today by U.S. District Judge Victor A. Bolden in Bridgeport to 12 months and one day of imprisonment, followed by three years of supervised release, for using an identity theft victim’s personal identifying information to submit fraudulent bills to private insurance companies offering dental insurance.

According to court documents and statements made in court, ILIZAROV served as the office manager for Advanced Dentistry, a dental practice located in Stamford.  Between 2005 and 2016, ILIZAROV billed 37 private dental insurance companies for services allegedly performed by an identity theft victim for patients of Advanced Dentistry, when the victim did not in fact perform those services.  The identity theft victim was a dentist who had been affiliated with Advanced Dentistry for a short period of time and retired fully from dentistry in 2011.  In total, ILIZAROV earned more than $1.2 million by billing in the name of the retired dentist.

Between 2011 and 2015, approximately $581,729 was paid by private insurance companies to Advanced Dentistry for services allegedly provided by the retired dentist.  As a result, the insurance companies issued 1099 forms to the Internal Revenue Service pertaining to the retired dentist.  In 2015 and 2016, ILIZAROV renewed the retired dentist’s Connecticut dental license and controlled substance registrations, paying for the renewals with her personal credit card.  She also applied for, and received, liability insurance in the name of the retired dentist for several years.

ILIZAROV was arrested on a federal criminal complaint on June 21, 2016.  On March 13, 2017, she pleaded guilty to one count of wire fraud.

Judge Bolden will issue a restitution order within 30 days.

This matter was investigated by the Federal Bureau of Investigation, Internal Revenue Service – Criminal Investigation Division and U.S. Department of Health and Human Services – Office of Inspector General.  The case was prosecuted by Assistant U.S. Attorneys Sarala V. Nagala and David J. Sheldon.

Content retrieved from: https://www.justice.gov/usao-ct/pr/stamford-dental-office-manager-sentenced-prison-defrauding-insurance-companies

Australian woman jailed for seven years after siphoning almost $1 million from boss

Tina Maree Bartlem

Do you have questions about embezzlement?  Give Prosperident a call at 888-398-2327 or send an email to requests@dentalembezzlement.com

A GOLD Coast mother who previously lived with her in-laws has been jailed for seven years for siphoning almost $800,000 from her boss.

She said she did it to win over her father’s “love”.

Tina Maree Bartlem, 35, transferred money from Robina Town Dental into her own account at least 250 times over three years while working as practice manager.

On Friday, she was sentenced in the Southport District Court to seven years jail after pleading guilty to several counts of fraud totalling $724,966.53 in 2008-2011. Bartlem’s fraud was not discovered until 2014. She will be released on parole in September 2019.

A psychological report revealed Bartlem began stealing the money to help out her late father, Grahame Colwell, who allegedly lost everything through a Nigerian scam. Bartlem also used business credit cards to buy three nights accommodation at a Peppers hotel and personalised licence plates, court documents show.

The mother of one told a psychiatrist she went on holidays to New Zealand and Hawaii with her family but was “at a loss to understand where all the money went”.

She told a psychiatrist she could not specifically remember transferring the money to her father “other than giving her father money to ‘love me’”.

She also conceded “maybe” she gambled the money.

The Ashmore woman described her relationship with her father as “dysfunctional”.

“I love him dearly but as a child, and adult, I never experienced unconditional love from him,” she wrote. “I am horrified by my actions in terms of the charges against me. To this day I have no memory of taking the amount of funds.”

Documents showed Bartlem’s ex-husband of more than a decade did not know his wife was stealing. “He indicated … they were ‘never rolling in cash’.”

Mr Bartlem was surprised to learn she worked only part-time “as she went to work everyday and he was a stay-at-home dad to their daughter”.

A psychiatric report revealed Bartlem claimed she heard voices of two other woman. She attended a Gold Coast Baptist church, also studied counselling and said she wanted her life to “mean something”.

Former Robina Town Dental owner Alistair Henry said the practice was sold in 2011 because they believed it was struggling financially.

“We haven’t received a cent and want to warn other small business owners that someone who comes across as quite trustworthy can totally abuse your trust,” said Mr Henry.

Defence lawyer Mark Donnelly, of Kroesen and Co Lawyers, said his client was “very remorseful and had taken a lot of steps to turn her life around”.

Content retrieved from: http://www.goldcoastbulletin.com.au/news/crime-court/gold-coast-mum-jailed-for-seven-years-after-siphoning-almost-1-million-from-boss/news-story/14e6bdbd506966e75c07bdee21266c75

A Major Australian Embezzlement

Former practice manager Tina Bartlam, worked at practice for 12 years and stole over $750k from practice.  She was sentenced to two years in prison.

Do you have questions about embezzlement?  Give Prosperident a call at 888-398-2327 or send an email to requests@dentalembezzlement.com

Content retrieved from: https://www.facebook.com/7NewsGoldCoast/videos/1278953658869986/

 

$500,000 credit card fraud fueled by information theft by dental office employee

NEW YORK (CNNMoney) — Grisha Stpanov opened a credit card, charged up $20,000, but never paid it back.

That’s because Stpanov doesn’t exist.

Stpanov, or at least his credit profile, was the creation of Arman and Wachagan Hovhannisyan, two brothers from California who were accused of scamming 21 banks and the three major credit reporting bureaus by inventing hundreds — possibly thousands — of fake identities, and charging $500,000 on fraudulent credit cards.

While it may sound like the plot of a Hollywood heist movie, anyone who understands how credit works can easily game the system.

Even after the worst financial crisis since the Great Depression, banks are still doling out credit cards to any borrowers who look good on paper — even when that’s the only place they exist.

And the Hovhannisyan brothers are proof positive that most banks are still very susceptible to fraud.

How they did it

It all started when the Hovhannisyan brothers joined forces with a man named Jamal Hyde, who worked in a dentist’s office extending loans to patients and then reporting payments to Experian, one of the three major credit bureaus.

According to the government complaint filed in California federal court, which summarized the investigation, the brothers, along with Hyde, made up hundreds of fake social security numbers to establish false identities. The men then began reporting loan information and on-time payments for fictitious dental services to Experian.

Once the fake credit profiles had high credit scores, the men opened credit cards and took out loans, fooling issuers like Bank of America, Capital One , Wells Fargo , US Bank , Chase  and Discover. In all, the government estimated that the men duped at least 21 financial institutions.

At first, they paid off the balances on time to improve the fake scores. Eventually, they ended up with hundreds of cards with a combined $500,000 credit limit, which they used to pay their own bills and purchase two luxury automobiles, federal documents show.

The Hovhannisyans were eventually caught by the FBI. After pleading guilty to lesser charges, they were both sentenced to more than 20 months in prison for bank fraud and must each pay restitution of $486,143. They entered prison in March.

Hyde is scheduled to appear at his sentencing in May.

How they got caught

About a year into the scheme, Experian flagged the fake accounts, saying the loan amounts seemed unusually high for dental services and that the geographic distribution of the patients was also unusual.

A spokesman for Experian said the company did carefully vet the dental practice involved in the case, and worked with law enforcement as soon as Experian became aware of the scam.

“In [this case], the dentist’s office involved was a legitimate business, which hired a rogue employee who reported the account data in question,” he said.

The three men likely picked the social security numbers at random and simply made up names, addresses and dates of birth, according to the case documents.

(Even if a social security number is already in use, if the name and other information doesn’t correspond when a credit bureau receives it, a new profile can be created.)

When government agents received a search warrant to check the homes of the three men, they found hundreds of documents with account numbers, drivers licenses, social security numbers and other personal information relating to the many identities they created.

The fact that the scheme went on for a year means that it probably could have continued a lot longer if the men had been a little more careful, said John Ulzheimer, personal finance expert at SmartCredit.com.

“They got greedy,” he said. “They were smart, but not smart enough — if they used modest credit lines and were more geographically sensitive, they could have kept it going.”

Why it could happen again

While this is considered a “victimless crime” since most of the “individuals” defrauded didn’t exist, (though the government believes several of the identities did belong to real people), the banks ultimately recoup fraud losses from their customers, said Ulzheimer.

“The takeaway from this case is that the system isn’t fool proof,” said Ulzheimer. “It can be manipulated. So it’s crucial that the credit bureaus do a good job making sure that folks who have credit profiles and access to reporting information are legitimate.”

But the job of the credit bureaus is to report the information given, not necessarily to take additional measures to determine its accuracy, said Jay Foley, founder of the Identity Theft Resource Center.

“The credit reporting agency may or may not realize there’s fraud, but they usually won’t do anything about it. Why would they? That’s not their job,” said Foley.

The banks disagree.

“Banks rely on the credit reporting, so they need to count on it being reliable,” said John Hall, spokesman for the American Bankers Association. “The weakest link in this case seems to be the credit reporting folks, because the product we get from them is only as good as it is accurate.”

While Experian said it typically alerts lenders to potential fraud, a spokeswoman from Wells Fargo said the bank doesn’t receive proactive alerts from credit bureaus. Instead, fraud risks are flagged through internal tools, network providers like Visa and MasterCard, merchants and customers.

A spokeswoman for Discover said the company advises merchants to use security processes to prevent fraud.

Capital One and US Bank could not be reached for comment, and the other major banks named in the complaint declined to comment.

“Our country still has no method of defining exactly who the customer is, how honorable the business reporting information is, or how accurate the information on the report is,” Foley said.

Creating better fraud prevention systems would be expensive, and consumers would likely end up paying, he added.

Experian said cases like this are rare. But if a more secure system isn’t developed, similar schemes could easily happen, Ulzheimer warned.

“These guys are almost trailblazers, they’ve proven the concept works, so now it’s just a matter of someone coming along and creating 25 more human beings and improving the process,” he said. To top of page

Do you have questions about embezzlement?  Give Prosperident a call at 888-398-2327 or send an email to requests@dentalembezzlement.com

Content retrieved from: http://money.cnn.com/2011/05/03/pf/credit_card_fraud_identity_theft/

_____________________

Jamal Hyde release conditions:

UNITED STATES OF AMERICA
v.
JAMAL HYDE
JAMAL CLIFFORD HYDE; JAY HYDE; JAMAL DANIELS; JC

Social Security No. 2 6 0 0 (Last 4 digits)

JUDGMENT AND PROBATION/COMMITMENT ORDER MONTH DAY YEAR

In the presence of the attorney for the government, the defendant appeared in person on this date. May 25 2011

Nina Marino (Name of Counsel)

X GUILTY, and the court being satisfied that there is a factual basis for the plea.

NOLO CONTENDERE NOT GUILTY

There being a finding/verdict of GUILTY, defendant has been convicted as charged of the offense(s) of:

Possession of at least 15 Counterfeit and Unauthorized Access Devices in violation of 18 U.S.C. §1029(a)(3) as charged in Count Seven of the Eight-Count First Superseding Indictment.

The Court asked whether there was any reason why judgment should not be pronounced. Because no sufficient cause to the contrary was shown, or appeared to the Court, the Court adjudged the defendant guilty as charged and convicted and ordered that: Pursuant to the Sentencing Reform Act of 1984, it is the judgment of the Court that the defendant is hereby committed to the custody of the Bureau of Prisons to be imprisoned for a term of:

Five (5) years on Probation under the following terms and conditions:

The first twelve (12) months of probation shall be spent in a Residential Re-entry Center;

The defendant shall comply with the rules and regulations of the U. S. Probation Office and General Order 05-02;

The defendant shall refrain from any unlawful use of a controlled substance;

During the period of probation, the defendant shall pay the special assessment and restitution in accordance with this judgment’s orders pertaining to such payment;

The defendant shall apply all monies received from income tax refunds, lottery winnings, inheritance, judgments and any anticipated or unexpected financial gains to the outstanding court-ordered financial obligation;

The defendant shall not obtain or possess any driver’s license, Social Security number, birth certificate, passport or any other form of identification in any name, other than the defendant’s true legal name; nor shall the defendant use, for any purpose or in any manner, any name other than his true legal name or names without the prior written approval of the Probation Officer; and

The defendant shall cooperate in the collection of a DNA sample from the defendant.

It is ordered that the defendant shall pay to the United States a special assessment of $100, which is due immediately.

It is ordered that the defendant shall pay restitution in the total amount of $120,000 pursuant to 18 U.S.C. §3663A to victims as set forth in a separate victim list prepared by the probation office which this Court adopts and which reflects the Court’s determination of the amount of restitution due to each victim. The victim list, which shall be forwarded to the fiscal section of the clerk’s office by the probation officer, shall remain confidential to protect the privacy interests of the victims.

Restitution shall be due during the period of probation, at the rate of $100 per month or 10% of defendants’s gross monthly income, whichever is greater, and shall begin within 30 days from the pronouncement of judgment.

If the defendant makes a partial payment, each payee shall receive approximately The defendant shall be held jointly and severally liable with co-defendants Wachagan Hovhannisyan and Arman Hovhannisyan for the amount of restitution ordered in this judgment. The victims’ recovery is limited to the amount of their loss and the defendant’s liability for restitution ceases if and when the victims receive full restitution.

Pursuant to 18 U.S.C. § 3612(f)(3)(A), interest on the restitution ordered is waived because the defendant does not have the ability to pay interest. Payments may be subject to nd delinquency pursuant to 18 U.S.C. § 3612(g).

The defendant shall comply with General Order No. 01-05.

All fines are waived as it is found that the defendant does not have the ability to pay a fine in addition to restitution.

It is recommended that the Bureau of Prisons conduct a mental health evaluation and provide all necessary treatment.

On Government’s motion, all remaining counts are ORDERED dismissed as to this To the extent defendant retained any rights to appeal, defendant is advised to file a notice of appeal within fourteen days.

Bond exonerated upon checking into the Residential Re-entry Center.

In addition to the special conditions of supervision imposed above, it is hereby ordered that the Standard Conditions of Probation and Supervised Release within this judgment be imposed. The Court may change the conditions of supervision, reduce or extend the period of supervision, and at any time during the supervision period or within the maximum period permitted by law, may issue a warrant and revoke supervision for a violation occurring during the supervision period.

U. S. District Judge

It is ordered that the Clerk deliver a copy of this Judgment and Probation/Commitment Order to the U.S. Marshal or other qualified

Clerk, U.S. District Court May 25, 2011 By Kendra Bradshaw Filed Date Deputy Clerk

The defendant shall comply with the standard conditions that have been adopted by this court (set forth below).

STANDARD CONDITIONS OF PROBATION AND SUPERVISED RELEASE

While the defendant is on probation or supervised release pursuant to this judgment:

The defendant shall not commit another Federal, state or

10. the defendant shall not associate with any persons engaged in criminal activity, and shall not associate with any person convicted of a felony unless granted permission to do so by the probation officer;

the defendant shall not leave the judicial district without the written permission of the court or probation officer; the defendant shall report to the probation officer as directed by the court or probation officer and shall submit a truthful and complete written report within the first five days of each month; the defendant shall answer truthfully all inquiries by the probation officer and follow the instructions of the probation officer; the defendant shall support his or her dependents and meet other family responsibilities; the defendant shall work regularly at a lawful occupation unless excused by the probation officer for schooling, training, or other acceptable reasons; the defendant shall notify the probation officer at least 10 days prior to any change in residence or employment; the defendant shall refrain from excessive use of alcohol and shall not purchase, possess, use, distribute, or administer any narcotic or other controlled substance, or any paraphernalia related to such substances, except as prescribed by a physician; the defendant shall not frequent places where controlled are illegally sold, used, distributed or

11. the defendant shall permit a probation officer to visit him or her at any time at home or elsewhere and shall permit confiscation of any contraband observed in plain view by the probation officer;

12. the defendant shall notify the probation officer within 72 hours of being arrested or questioned by a law enforcement officer;

13. the defendant shall not enter into any agreement to act as an informer or a special agent of a law enforcement agency without the permission of the court;

14. as directed by the probation officer, the defendant shall notify third parties of risks that may be occasioned by the defendant’s criminal record or personal history or characteristics, and shall permit the probation officer to make such notifications and to conform the defendant’s compliance with such notification requirement;

15. the defendant shall, upon release from any period of custody, report to the probation officer within 72 hours;

16. and, for felony cases only: not possess a firearm, destructive device, or any other dangerous weapon.

The defendant will also comply with the following special conditions pursuant to General Order 01-05 (set forth below).

STATUTORY PROVISIONS PERTAINING TO PAYMENT AND COLLECTION OF FINANCIAL SANCTIONS

The defendant shall pay interest on a fine or restitution of more than $2,500, unless the court waives interest or unless the fine or restitution is paid in full before the fifteenth (15th) day after the date of the judgment pursuant to 18 U.S.C. §3612(f)(1). Payments may be subject to penalties for default and delinquency pursuant to 18 U.S.C. §3612(g). Interest and penalties pertaining to restitution , however, are not applicable for offenses completed prior to April 24, 1996.

If all or any portion of a fine or restitution ordered remains unpaid after the termination of supervision, the defendant shall pay the balance as directed by the United States Attorney’s Office. 18 U.S.C. §3613.

The defendant shall notify the United States Attorney within thirty (30) days of any change in the defendant’s mailing address or residence until all fines, restitution, costs, and special assessments are paid in full. 18 U.S.C. §3612(b)(1)(F).

The defendant shall notify the Court through the Probation Office, and notify the United States Attorney of any material change in the defendant’s economic circumstances that might affect the defendant’s ability to pay a fine or restitution, as required by 18 U.S.C. §3664(k). The Court may also accept such notification from the government or the victim, and may, on its own motion or that of a party or the victim, adjust the manner of payment of a fine or restitution-pursuant to 18 U.S.C. §3664(k). See also 18 U.S.C. §3572(d)(3) and for probation 18 U.S.C. §3563(a)(7).

Payments shall be applied in the following order:

1. Special assessments pursuant to 18 U.S.C. §3013;

2. Restitution, in this sequence: Private victims (individual and corporate), Providers of compensation to private victims, The United States as victim;

3. Fine;

4. Community restitution, pursuant to 18 U.S.C. §3663(c); and

5. Other penalties and costs.