Prosperident nails another one — woman charged with defrauding Ontario dentist of $554,000

Niagara Regional Police say that officers began investigating a situation last November after they were contacted by a local dentist who suspected his General Manager was defrauding his Ridgeway dentistry practice.

As a result of their investigation, a St. Catharines woman is facing charges after allegedly defrauding her employer of over $554,000 and the NRP’s fraud unit put out a warrant for the suspect’s arrest.

Yesterday the suspect, 37 year old Jennifer Leslie, was arrested at the Rainbow Bridge crossing into Canada and is charged with fraud over $5,000 and laundering the proceeds of crime.

Leslie is being held in custody pending a bail hearing today, March 15 at the Robert S.K. Welch Courthouse in St. Catharines.

Content retrieved from: http://www.niagarabuzz.ca/2018/03/15/police-reports/fraud-st-catharines-woman-facing-charges/

Dental Assistant Fakes Transcript From Dental School in Attempt to Write National Dental Board Exam

Ottawa’s Omar Anwar won bail on Friday after being arrested on charges that he impersonated a dentist and forged medical school records in a failed bid to take dental exams at McGill University in May.

This type of alleged identity fraud is so rare that the National Dental Examining Board of Canada (NDEB) said it has seen it only twice in the past two decades.

Police said Anwar, 29, worked as a dental assistant at two Ottawa clinics.

The criminal investigation began after the NDEB called Ottawa police saying someone had attempted to take dental exams on May 27-28 with falsified credentials. In order to write the exam, applicants must have a degree from an accredited dental school.

The investigation revealed that Anwar allegedly accessed the University of Minnesota credentials of a real dentist and then applied online to take the dental exams. (Anwar is also charged with uttering a forged document.)

A handcuffed Anwar appeared in court on Friday and won bail right away.

His defence lawyer, Paolo Giancaterino, said his client is looking forward to telling his side of the story.

Anwar was released on conditions that he live at his family home in Alta Vista and that he not work at dental clinics.

The reputed imposter is also charged with false pretense for landing those jobs, police said. He was also charged with uttering forged documents for a series of alleged fake resumés.

An Ottawa police detective said that, had the investigation revealed the accused actually worked as a dental hygienist or dentist, he would have been charged with assault.

While the accused fraudster never worked as a dentist, he portrayed himself as one in online profiles, including one that said he was a specialist.

There are numerous selfies — some with him posing with leased luxury cars, including a Lamborghini he named “Ava” — on his Instagram account, where he portrays himself as a dental surgeon, posting an image of a T-shirt that reads, “I am a Dental Surgeon, do you think a sane person would do this job?” He also suggests in one photo that he was doing surgery on May 5 with hashtags that include #dentist #surgery #hardwork.

His LinkedIn account said he worked as a dental-oral surgeon at Harmony Dentistry from June 2014 to present.

A receptionist at Harmony Dentistry on Cyrville Road was reluctant to speak about Anwar, but confirmed he had worked at the dental clinic for a short period “shadowing” other hygienists and dentists until he “passed his exams.”

Kim Phillips, communications manager with the NDEB, said 900 people write that exam each year, almost always without any red flags going up.

“It’s very unusual, it’s not something we come across very often,” Phillips said. “We do a detailed credential evaluation on all applicants, and I think we’ve seen this two times in the last 20 years.”

She said had Anwar taken the exam and passed with a certificate, he would have had to go through several more steps before he would have been able to practise in a specific province.

Anwar lists several institutions on his LinkedIn account (which, along with his other social media accounts, were shut down or made private Friday afternoon) where he obtained degrees, including the University of Calgary where he said he completed a master’s degree in internal medicine in 2011; and a health sciences degree from the University of Ottawa in 2010. The U of O could only confirm that a student by the same name completed an Honours Bachelor in Health Sciences (BHSc) in 2011.

His home address is listed in Alta Vista. On Friday afternoon, his mother answered the phone. When asked if he was a dentist, she said, “Yes.” Asked where he went to dental school, she said, “Spain.” After further questions, she said, “Do you mind if he calls you? I’m not doing well right now.”

source: http://www.torontosun.com/2017/06/09/ottawa-man-faces-fraud-id-theft-charges-after-allegedly-posing-as-dentist

Ontario woman charged with felony embezzlement

NEWS RELEASE

GUELPH POLICE SERVICE

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Fraud arrest

The Guelph Police Fraud unit investigation around a reported fraud that was occurring between November 2012 and August 2014 has led to charges.

It is alleged that an employee of a Guelph area business had misappropriated over $5,000 during that time frame into her own accounts.

On March 10, 2016 she was arrested.

Siobhan McLaughlin, 40 years of Guelph has been charged with fraud over $5,000, theft by person required to account, obtaining execution of valuable security by fraud and utter forged document.

She will appear in court on April 29, 2016.

Do you have questions about embezzlement?  Give Prosperident a call at 888-398-2327 or send an email to requests@dentalembezzlement.com

 

Content retrieved from: https://www.guelphtoday.com/local-news/woman-accused-of-defrauding-her-employer-264542

Ontario dentist accused of involvement Ponzi scheme to fleece other dentists of $50 million

dr-peter-sbaraglia

Dr. Joseph Radice had every reason to believe his money was in good hands.

The Woodbridge dentist had invested $617,000 of hard earned savings with a dental colleague he believed was a financial whiz who had made a killing on the New York and Toronto stock exchanges.

Today, Radice alleges he is one of at least 50 investors — many of them prominent dentists — looking for $50 million in lost funds. In allegations filed in court Radice accuses former colleague Peter Sbaraglia and wife Mandy, both dentists, of being key cogs in a sophisticated Ponzi scheme.

What Radice and investors did not know was that the Ontario Securities Commission (OSC) was actively investigating the scheme, even as they were being reassured that their money was safe and earning vast returns.

“If they are a protective government agency then, hey, (the OSC) should have stepped up,” Radice said in an interview. “What safeguards are in place to protect investors from unscrupulous people?”

Radice believes the OSC should have acted to freeze bank accounts and protect investor assets back in 2008.

The scheme exploded a year ago when its kingpin, Robert Mander, killed himself in his Flamborough just before a court hearing into the matter.

Today, as lawyers, receivers and investigators squabble over the case, questions are being raised over whether the OSC should have warned investors to back off the scheme. The judge who appointed a receiver to wind up the scheme’s assets last December remarked “it could very well be that the OSC could have acted more promptly.”

An OSC spokesperson told the Star the regulator did nothing wrong, saying that the receiver in its investigation did not “conclude the OSC failed to protect investors.”

The regulator has filed a series of allegations against Sbaraglia and his wife and summoned them to appear at a hearing March 31. The OSC has accused them of taking part in a fraudulent scheme and wants to ban them from trading securities. Sbaraglia declined an interview request from the Star. In his own statement to the OSC, Sbaraglia describes himself as a victim and criticizes the regulator for not warning him to beware of the Mander Ponzi scheme.

For Radice, it all started around the dentist chair at his Woodbridge practice in 2005.

When the veteran family dentist needed a dental anesthesiologist to help treat a patient, Radice called for Sbaraglia. Radice grew to trust him.

Over time, according to Radice, Sbaraglia boasted that he and his wife had great “prowess” in trading private and public securities in Toronto and New York. So much prowess, Radice recalled in a court action he started against his old dental colleague, that Sbaraglia was planning to leave his own practice and become a full time investor.

According to the OSC, Sbaraglia was, by 2006, hooked up with Robert Mander, the mastermind of a Ponzi scheme that would take at least $40 million from investors. A Ponzi scheme is a financial operation that pays returns to investors from money that new investors contribute.

Radice said he had no idea that Mander and Sbaraglia were working together.

The OSC, in a release last week, alleges both men participated in a “fraudulent scheme” through their company, C.O. Capital Growth. Radice would have liked to have known that years ago.

“When someone is under investigation you know what they should have done. They should have frozen the assets and stopped the whole process from tumbling and falling down,” said Radice.

“Maybe I should have educated myself. Sometimes you have to take responsibility for your actions. I really dropped the ball on this,” Radice said. He estimates 50 investors lost $50 million in the scheme, though the regulator has pegged the amount at $40 million.

Between November 2006 and August 2008, Radice said he invested $617,000 in six different contributions to Sbaraglia, who promised a 25 per cent return on the dentist’s investments. Radice acknowledges he made a mistake in trusting his former colleague who, he said, promised his money would continue to grow as long as he resisted the urge to withdraw it.

Other investors continued to invest in 2009, according to the receiver’s report on the case.

Radice, in a statement of claim filed in court in 2010, said he often dropped by Sbaraglia’s office to get a report on the investments. Radice said Sbaraglia typically told him they were doing well and “there was no possibility of him losing his money.”

According to the OSC, Sbaraglia and wife Mandy were on a spending spree by this time, racking up whopping credit card bills while dining at fine restaurants and using some of the investor money to support a dental hygiene business owned by Mandy, a periodontist.

The OSC alleges that up to $7 million was never properly invested and remained in the Sbaraglia’s accounts.

About $2 million was viewed as “profits” and used for personal expenses, the agency claims. About $2.4 million was lost making bad trades and $585,000 was used to buy open venture securities. Most of the remainder used for general business expenses.

Sbaraglia and his wife allegedly racked up a $383,000 VISA bill, for personal expenses including office renovations and restaurant bills. Investor money also went to pay rent for a dental hygiene company owned by his wife.

By July 2009, the OSC had called in Sbaraglia for an interview as part of their growing — but secret — probe into the Ponzi scheme.

The OSC, in its statement of allegations against Sbaraglia, said he misled them in his statements under oath by saying that the investor money was not at risk.

The Star tried to interview Sbaraglia and his wife but they declined.

“You have no idea how badly I want to tell you my side,” Sbaraglia said outside a hockey arena where he coaches a youth team. “It will take a week to tell you the story.”

In his November 2010 response to the OSC, Sbaraglia and his lawyers say they were dupes of a “malevolent career fraudster” (Mander) who convinced them to become investors. The Sbarablia’s say they in turn got friends and family to invest money. Even their 11-year-old daughter was convinced to invest $1,000 in the scheme.

Sbaraglia and his lawyers blame the OSC for conducting a “deficient” investigation into Mander.

In their response to the OSC, Sbaraglia said the regulator had evidence of “Mander’s fraud” as far back as 2008 and “ignored it.”

Sbaraglia, who shared lawyers with Mander, blames the lawyers for not alerting him to the scheme.

As a result, he says, he and his company continued to renew or enter into loan agreements with new investors . From October 2008 to July 2009, after the OSC investigation had begun, the company renewed or entered into new loan agreements worth at least $7.4 million. Interest rates on those agreements range from 8 to 25 per cent.

Sbaraglia’s former lawyers deny the allegations, and say that the Sbaraglias repeatedly advised “that they were well aware of the details of Mander’s business affairs, that they had no concerns about his integrity or wherewithal, and that all of the monies obtained from investors had been invested in a legitimate fashion.”

Last December, an Ontario judge put the Sparaglia’s assets into receivership, including their $2.9 million heritage home in Oakville. It was listed for sale recently.

One of the family members drawn into the scheme was dentist Mandy Sbaraglia’s brother, Rick McIntosh, the former head of the Toronto Police Association. McIntosh and his wife formed a company they called R.S. Capital Growth and invested about $1 million with the Sbaraglia’s.

McIntosh said the Sbaraglia’s have done nothing wrong.

“You’re barking up the wrong tree,” McIntosh said in an interview. “You’ll never find two more honest people than Peter and my sister.”

“I think the bigger story, honest to God, is how the system works,” McIntosh said. “How the civil system works in this kind of a system is just mind boggling. How does it make sense? It’s supposed to be in place to protect people.”

Do you have questions about embezzlement?  Give Prosperident a call at 888-398-2327 or send an email to requests@dentalembezzlement.com

Content retrieved from: https://www.thestar.com/news/investigations/2011/03/01/ponzi_scheme_duped_gta_dentists.html

Ontario dental embezzler convicted of other fraud using 60 stolen identities


Update June 19, 2017

Sources tell us that Irina Chernyakhovsky was convicted of the fraudulent acts described in the article below and was sentenced two two years of house arrest.  We are also told that she breached the conditions of her house arrest and most likely will be going back to prison for committing the breach.

Irina  Chernyakhovsky (who also goes by the name Irina Fooks) was convicted of embezzling from several dental offices (see https://www.prosperident.com/2015/10/27/irina_chernyakhovsky/ and https://www.prosperident.com/2016/04/14/markham-dental-office-scammer-arrested-again/ )
Early in 2016, she was arrested and accused of fraudulently collecting government benefits in excess of $200,000.
What it interesting here is the comment made by someone using the name Irina Fooks (who appears to be the same Irina Fooks) below the story.

Ontario woman pleads guilty to fraud; has prior conviction

A 40-year-old Brantford woman, who falsified claims while working at dental offices in Brantford and Simcoe to defraud her employer and an insurance company of more than $35,000, will be sentenced on April 19.

Kelly J. Smith pleaded guilty in Ontario Court on Wednesday to three counts of fraud over $5,000. A pre-sentence report was ordered.

From April 2009 to March 2010, Smith worked as an office administrator at Greenfield Family Dentistry in Simcoe, where she opened and closed the business, billed insurance companies for services via electronic submissions, and processed payments.

In January 2012, the dental office received word that Manulife Financial was investigating some insurance claims that had originated from the office concerning services rendered for Smith and her family members. Funds to cover dental services had been deposited to Smith’s bank account, but investigation revealed that neither Smith or members of her family had received the treatments, court heard.

In all, 27 fraudulent insurance claims, totalling $10,125.64, had been made by Smith and the funds deposited to her bank account.

Smith’s employment was terminated and, several months later, she got a job as an office administrator at Life Time Dental in Brantford. She worked there from May 2010 to March 2011, during which time she removed $21,215 in cash receipts from the office, court heard.

Smith deleted patient treatments from the office computer to make it seem as though services had not been performed and then she pocketed cash payments.

She also overbilled Manulife Financial by $6,655.25 by submitting claims for dental work for herself and her family members that was never performed.

When arrested, Smith told officers that she had been desperate for money and had been abusing prescription drugs. She said her husband had no idea what she had been doing.

In a statement to police, Smith said she was sorry that she hurt so many people and she thinks she has no impulse control.

She told police that none of the money was left, having been used to purchase drugs, as well as for car repairs and to buy appliances and furniture for her new home. She told officers that she knew it was just a matter of time before she was charged.

Court heard that Smith was charged with a similar offence in 2007.

 


Do you have questions about embezzlement?  Give Prosperident a call at 888-398-2327 or send an email to requests@dentalembezzlement.com

Content retrieved from: Woman pleads guilty to fraud | Brantford Expositor

Ontario woman receives house arrest in dental office fraud case fuelled by gambling addiction

Nov 09, 2011  |  Vote 0    0

Guelph woman receives house arrest in dental office fraud case fueled by gambling addiction

Guelph Mercury

GUELPH — Problem gambler Sharon Keleher was sentenced to nine months of house arrest in provincial court Wednesday for defrauding 11 insurance companies of more than $45,100 in total through a local dental office, another innocent victim, where she worked.

The Guelphite entered a guilty plea Wednesday afternoon.

Justice David Carr said the fact the woman and her husband dipped into retirement savings to make full restitution was a strong mitigating factor in not sentencing her to jail.

“Custody is normal here,” prosecutor Murray DeVos observed, stressing the seriousness of the crime but acknowledging Keleher’s addiction.

Carr said Keleher, who is in her mid-60s, “needs to be on house arrest” to help make up for what she did.

“It’s a breach of trust, (a) very serious matter,” the judge said.

Keleher is confined to her residence except for three hours on Saturdays to tend to personal matters, as well as for brief periods at the discretion of a supervisor. These include church services and medical appointments. As well, she is not to enter places where she can gamble.

DeVos said Keleher, who wore a black pant suit in court Wednesday, was a long-time employee at the Speedvale Dental Centre, assisting dentist Dr. Andre Bisson by making client appointments, submitting and processing claims for payment, answering the phone and making business bank deposits.

Between May 1, 2008 and Aug. 1 the next year, Keleher made false claims worth $45,102 for dental work that wasn’t done. She used the money from companies such as Sun Life and Green Shield to gamble, court heard.

She was fired Aug. 4, 2009 and Guelph Police were notified of the fraud.

In a victim impact statement, the dentist expressed concern about damage to his reputation and whether the insurance companies would pursue him over the actions of Keleher, court heard.

But the judge said the firms will receive their money through the court, which was getting it from Keleher.

“I do have the funds in trust,” defense attorney David Doney said.

DeVos urged the court to place weight in sentencing on the fact that the case amounted to “a large fraud committed on an employer.”

“This was a crime with a victim,” DeVos told the court.

But DeVos added Keleher has never been in trouble with the law before.

Adding to the profile, Doney said Keleher has retired with her husband of more than four decades, who was present in the court Wednesday.

“This is not an issue Mrs. Keleher has gone through alone,” Doney said.

He added the fraud conviction is a considerable embarrassment to Keleher, who has grappled with gambling addiction. She’s completed a 21-day gambling addiction program at the Homewood Health Centre.

Carr was impressed, describing the Homewood as “an excellent facility” by reputation.

“What’s her status now?” the judge asked.

Doney said she continues to get outpatient care. “She’s not to be gambling,” he said.

“You don’t win at casinos,” the judge said. “Overall, the odds are stacked against you.”

Carr’s parting advice to those visiting gambling houses was: “When it ceases to be fun, you better leave.”

 


Do you have questions about embezzlement?  Give Prosperident a call at 888-398-2327 or send an email to requests@dentalembezzlement.com

Content retrieved from: http://www.guelphmercury.com/news-story/2775064-guelph-woman-receives-house-arrest-in-dental-office-fraud-case-fuelled-by-gambling-addiction/

Markham, Ontario dental office scammer arrested again

irina


Update June 19, 2017

Today we spoke with a Toronto-area dentist who told us that Irina Chernyakhovsky had worked for him in 2015 for approximately six months and had embezzled approximately $90,000.  Last week she pled guilty to several counts of fraud for this and will be sentenced in September 2017.

This dentist is NOT the one where Irina was caught with the three checks in her purse in the story below.

With her record of past convictions it is highly likely that she will return to prison when sentenced.


See related stories https://www.prosperident.com/2016/08/04/dental-embezzler-charged-fraud-using-60-stolen-identities/ and https://www.prosperident.com/2015/10/27/irina_chernyakhovsky/

Content retrieved from: Markham dental office scammer arrested again

Markham Economist & Sun

Only two months after she was charged for a $230,000 employment insurance fraud, serial dentist office scammer Irina Chernyakhovsky has been arrested once again.

York Regional Police’s fraud squad cuffed Chernyakhovksy on Monday – with three cheques in her purse – after she had been once again hired at a dental office, this time in her hometown of Markham.

Although it appears she changed her appearance, someone recognized her and called police.

“It just goes to show you how quickly it can happen,” said an employee who wished to remain anonymous, noting Chernyakhovsky had only been employed for a matter of days.

In all, Chernyakhovsky has been linked to about 60 different identities and has been convicted of frauds throughout the dental industry.

One of the scams she has been convicted of involved submitting fraudulent insurance claims for expensive dental procedures under patients’ names and then intercepting their insurance cheques, according to the Royal College of Dental Surgeons of Ontario.

In previous schemes, she swindled $193,336 from banks and insurers.

But it’s not only institutions she has stolen from as dentists around the region and farther afield have been hit.

Dr. David Freeman lost about $90,000 in 2005 and another dentist about $14,000.

At her last trial, Chernyakhovsky’s lawyer said her penchant for fraud began when her husband left her penniless in 2004.

Chernyakhovsky’s son, Josh, said his mom is a great person, but admitted that she made a mistake.

She has been charged with breaching her bail conditions, which forbid her from working around finances, claims or receivables and possessing cheques.


Do you have questions about embezzlement?  Give Prosperident a call at 888-398-2327 or send an email to requests@dentalembezzlement.com

 

Probation for ripping off Ontario dentist

juliedickson_frontstaffA local dentist was forced to defend her reputation after her former employee – and close friend – was accused of bilking her out of thousands of dollars, court heard Wednesday.

At Julie Dickson’s sentencing hearing on a charge of fraud over $5,000 in an Ontario Court of Justice in St. Catharines, Judge Tory Colvin expressed concern that the case led many in the community to take sides.

“The victim suffered unpleasant confrontations with clients and she lost some clients,” the judge said.

“The victim’s family would feel unwelcome at events in the community.”

Court heard Dickson was employed at Stone Road Dental in Niagara-on-the-Lake for eight years.

During her tenure at the dental office, she would do the accounting and book-keeping as well as receive payments from clients.

When Dickson resigned from her post in the fall of 2013, the dentist did a review of the books and discovered the numbers didn’t add up.

The dentist hired a forensic examiner who looked at the clinic’s account going back several years.

An initial review determined the loss to be in excess of $29,000.

The total figure is likely “much greater,” the judge said, as the dentist said she couldn’t afford the forensic accountant to investigate the clinic’s books dating back to when Dickson began working there.

“The doctor suffered a great financial loss,” Colvin said.

Meanwhile, the Town of Niagara-on-the-Lake suffered an $8,000 loss, court was told, as Dickson had filed false dental claims through the town’s employee benefits plan.

The judge said the crime was not only a financial blow to the dentist but also left her with “a great sense of betrayal” since she and Dickson were friends.

“She wasn’t just an employee…they were friends,” Colvin said, adding the two women had vacationed together.

Dickson, a first-time offender, blamed her actions on her estranged husband whom she described as abusive and controlling.

She was sentenced to two years probation and ordered to undergo any counseling if recommended by a probation officer.

She is now employed at another dental clinic but does not have any financial responsibilities.

Do you have questions about embezzlement?  Give Prosperident a call at 888-398-2327 or send an email to requests@dentalembezzlement.com

 

Content retrieved from: http://www.niagarafallsreview.ca/2015/11/25/probation-for-ripping-off-niagara-dentist

 

 

Canadians embezzle too — Jean Hakim accused of stealing >200k from six Toronto area dentists

 

Oshawa woman allegedly defrauded GTA dentists over $200,000

by News Staff

Posted Mar 18, 2016 11:43 am EDT

durham1-e1443707576421-878x494

A Durham Regional Police Service vehicle is shown in an undated file photo. TWITTER/@DRPS