Related Cases: Rhode Island's Christine Azulay indicted by grand jury | Arizona Orthodontist Dr. Andrew L. Kassman and spouse indicted for embezzlement
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<td align="left" style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><div style="text-align: right;"><span style="font-family: arial, helvetica, sans-serif;">Phone: <a href="tel:888-398-2327" style="font-weight: normal; font-size: 12pt; font-family: 'trebuchet ms', verdana, helvetica, sans-serif; text-decoration: underline; color: #fff100;">888-398-2327</a> Web: <a href="https://www.prosperident.com" style="font-weight: normal; font-size: 12pt; font-family: 'trebuchet ms', verdana, helvetica, sans-serif; text-decoration: underline; color: #fff100;">www.prosperident.com</a> January 2024<br></span></div>
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<td align="left" style="padding:4px;font-weight:bold;font-size:12pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#7abf49;"><div><span style="font-family: arial, helvetica, sans-serif;">Orthodontic Crimefighter<br></span></div>
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<div style="text-align: center;"><a href="https://youtu.be/Vwcl2Ba1hiE" style="font-weight: normal; font-size: 12pt; font-family: 'trebuchet ms', verdana, helvetica, sans-serif; text-decoration: underline; color: #fff100;"><img alt='' width="150" style="border: 0pt none;" height="200" src="https://img.ymlp.com/tpnh_WendyAskins2023--1.jpg"></a></div>
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<div>In Wendy Askins' lengthy service with Prosperident, she has done a lot to make dentistry safe from embezzlement.</div>
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<div>Watch a video where Wendy discusses a challenging case she worked on <a href="https://youtu.be/Vwcl2Ba1hiE" style="font-weight: normal; font-size: 12pt; font-family: 'trebuchet ms', verdana, helvetica, sans-serif; text-decoration: underline; color: #fff100;">HERE.</a></div>
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<td align="left" style="padding:4px;font-weight:bold;font-size:12pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#7abf49;"><div><span style="font-family: arial, helvetica, sans-serif;">Tired of the same old presentations?<br></span></div>
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<div>Prosperident has some great speakers, and we would love to liven up your event.</div>
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<div><span style="font-size: 10pt;">To find out more or book a Prosperident speaker for your society or study club click </span><a href="https://www.prosperident.com/book-a-prosperident-speaker/" style="font-weight: normal; font-size: 12pt; font-family: 'trebuchet ms', verdana, helvetica, sans-serif; text-decoration: underline; color: #fff100;">THIS LINK</a><span style="font-size: 10pt;">. </span></div>
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<div><span style="font-size: 10pt;">Here are some of the places you can find us soon:</span></div>
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<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Jan 18</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Rocky Mountain Dental Convention</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Denver CO</span></td>
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<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Advanced Study Club</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">San Diego CA</span></td>
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<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Planet DDS Orbit 2024</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Atlanta GA</span></td>
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<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Irving TX</span></td>
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<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Lansing MI</span></td>
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<div><span style="font-size: 8pt;">Sailfish Study Club</span></div>
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<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Stuart FL</span></td>
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<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">May 3</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">American Association of Orthodontists</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">New Orleans LA</span></td>
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<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Star of the South</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Houston TX</span></td>
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<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Aug 24</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">South Carolina Dental Association</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Greenville SC</span></td>
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<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Sep 11</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">American Association of Oral and Maxillofacial Surgeons</span></td>
<td style="padding:0px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><span style="font-size: 8pt;">Orlando FL</span></td>
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<td align="left" style="padding:4px;font-weight:bold;font-size:12pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#7abf49;"><div><span style="font-size: 24pt;">Embezzlement Survey - your last chance to have your say!<br></span></div></td>
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<td align="left" style="padding:8px;font-weight:normal;font-size:10pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#124e73;"><div>January is your last chance to contribute to our embezzlement survey. The information you provide about your practice's experience with embezzlement is of tremendous value to your profession. The survey is 10 questions and should take less than five minutes.</div>
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<div style="text-align: center;"><a href="https://youtu.be/NcTlrli_8LA" style="font-weight: normal; font-size: 12pt; font-family: 'trebuchet ms', verdana, helvetica, sans-serif; text-decoration: underline; color: #fff100;"><img alt='' style="border: 0pt none;" width="275" height="155" src="https://img.ymlp.com/tpnh_videofront--1.png"></a></div>
<div style="text-align: center;"> </div>
<div style="text-align: center;">We will be publishing results in February, and as an added incentive, we will be doing a draw for three free copies of our CEO's embezzlement book from those who complete in January.</div>
<div style="text-align: center;"> </div>
<div style="text-align: center;"><a href="https://www.prosperident.com/embezzlement-survey-2023" style="font-weight: normal; font-size: 12pt; font-family: 'trebuchet ms', verdana, helvetica, sans-serif; text-decoration: underline; color: #fff100;">TAKE ME TO THE QUICK SURVEY</a></div></td>
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<td align="left" style="padding:4px;font-weight:bold;font-size:12pt;color:#ffffff;font-family:verdana, geneva, arial, helvetica, sans-serif;background-color:#7abf49;"><div><span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12pt;">The View from the CEO's Chair</span><br></span></div></td>
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<div style="text-align: center;"> </div>
<div style="text-align: left;">The Evils of Virtual Credit Cards (VCCs)</div>
<div style="text-align: left;"> </div>
<div style="text-align: left;">You may have heard me discuss this topic before (and there is some discussion of this topic in <a href="https://www.amazon.com/Healers-Versus-Stealers-Outsmart-Practice/dp/1779410158/ref=sr_1_1?crid=2WJ1914IWJ6D4&keywords=healers+stealers&qid=1704820554&sprefix=healers+stealers%2Caps%2C125&sr=8-1" style="font-weight: normal; font-size: 12pt; font-family: 'trebuchet ms', verdana, helvetica, sans-serif; text-decoration: underline; color: #fff100;">MY BOOK</a>, but we continue to encounter practices that allow insurance companies to pay them via this odious method. </div>
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<div style="text-align: left;">There are lots of things to dislike about being paid by VCC. First, it costs you money. Taking a payment from an insurance company via credit card means that, in addition to whatever PPO discounts you are dealing with, you must also pay your credit card processing company its 2-3%.</div>
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<div style="text-align: left;">Second, VCCs can seriously mess up your practice's accounting. Practice management software was built with the assumption that insurance companies pay by check or EFT, and that credit card payments come from patients. PMS keeps separate track of balances owing by patients from insurance company balances. It is really easy for staff to post VCC payments as coming from patients instead of insurance companies, which makes it hard to monitor and collect amounts owing.</div>
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<div style="text-align: left;">And finally, while I won't get into details, many thieves have found a way to monetize these payment cards. This is, of course, in addition to the money that insurance companies and your credit card company are already taking from you.</div>
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<div style="text-align: left;">What to do about this? In the words of a former First Lady, "just say no." Although insurance companies will default to paying by VCC, I am not aware of any state where the dentist is unable to opt out and be paid by EFT or check. Send them a letter opting out. You might have to send two letters, but do it. While VCCs are cheaper and easier for insurance companies, helping increase insurance company profits probably wasn't on your list of New Years' resolutions.</div>
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<div style="text-align: left;">Want to talk to me about your practice? Click <a href="https://www.prosperident.com/contact-us" style="font-weight: normal; font-size: 12pt; font-family: 'trebuchet ms', verdana, helvetica, sans-serif; text-decoration: underline; color: #fff100;">HERE</a>.</div>
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<div><span style="font-size: 10pt;">Yours truly,</span></div>
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<div><span style="font-size: 10pt;"><br> <img alt='' width="220" style="border: 0pt none;" height="70" src="https://img.ymlp.com/tpnh_davesigyellow--1.png"></span></div>
<div><span style="font-size: 10pt;">David Harris</span></div>
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